Collateral Negotiations

Collateral agreements are often signed as they are often presented late in the procuring process with little time for review, or the client is told by their broker/insurer that in order to bind their “program,” the collateral agreement must be executed.


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Suppose collateral agreements are put into effect based on the above. In that case, the clients' credit lines can be impaired over time due to the aggregation of the additional collateral needed for policy renewals. Further, getting collateral back can be tedious or not enough. This often prevents the company from accepting a more competitive proposal on renewal or even being able to attract competitive quotes from other insurers. UIC has a proprietary system that has dramatically reduced or eliminated the above issues. We more than understand the problems surrounding collateral amounts and contractual obligations, and most importantly, we have the solutions.

"Your company has provided consistent, high quality, support during the exponential growth we have experienced over the past years"
J.D.
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Thomas Kovatch

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Chief Financial Officer

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