Pure Independent Risk Management.

No conflicts, no brokerage, no sales,
only independent advice.

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Maximize protection of your assets.
Minimize your cost.

About Us

For over 40 years, our team of consultants has helped businesses analyze current risk management and insurance programs to negotiate and secure the right amount of coverage at the best available rates. With a comprehensive approach focusing on independence and objectivity—not commissions and contracts— we consistently save our clients 20 – 40 percent on insurance premiums while improving coverage and delivering a direct and significant return on investment.

Independence and Objectivity

We are one of the largest international, completely independent and fee-only consulting firms—our loyalty is to our clients.


Our consultants assertively negotiate the best rates and coverage that works for you, your stakeholders and your budget.


We can help you understand the exposures your insurance contract covers to ensure you are not taking on unnecessary risk.


Advising mid-size to Fortune 500 companies in over 30 countries, our independent team offers clients a competitive advantage.

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Latest News

Defend or Non Duty to Defend

Duty to Defend Policy Form In the Duty to Defend Form, the insurer defends the entire claim even if the claim is only partially insured under the policy.  The Duty to Defend…

Ransomware – Malicious Software

WannaCry is a worldwide cyber extortion occurrence that was launched on May 12, 2017.  Although it missed most of the United States, other parts of the world were not as lucky. Ransomware…

Why Does My Company Need Enterprise Risk Management?

But unlike these companies, you may be one that still does not see the need for ERM. You might be thinking that as part of running a business, your company inherently manages…

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Identity Theft

Identity theft can affect anyone, regardless of age, gender, economic status or race.  Identity theft is one of the fastest growing crimes in the United States, with increased involvement by organized crime….

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Client Testimonials

UIC's services have exceeded our goals time after time, in terms of advising on best practices, claims, and of course, saving money on tangible and intangible basis. Their forward-looking thinking and creative approaches have had marked improvement year after year on our insurance program through outstanding service and distinguished value for our company by reducing costs and decreasing our risk profile. - Sheamos Toal, CFO, New York & Company
As a family-owned business for more than 90 years, Keeney was a bit reluctant to engage an outside firm to assist us with risk management needs, especially as we had a good relationshp wIth our broker and insurer for many years. That hesitancy was quickly overcome through UIC's audit of our program which delivered dramatic results. Our risk management program is now much more robust. I would recommend UIC to any firm! - James Holden, President, Keeney Manufacturing

Case Studies

Millions in Savings for Manufacturing and Distribution Company

Working with our client’s management team, our aim was to create a cultural shift in how risk management as a whole was treated across all areas of business. Using this approach, our consultants were able to secure premium savings totaling over $20 million for our client over a seven-year period.

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Bottom Line Results for Real Estate Investment Firm

Facing a rate increase from its insurers, a large real estate investment firm looked to the UIC team for advice on reducing their premium while maintaining or enhancing their coverage. Working together, we realized a 25% annual premium savings while identifying and negotiating optimal coverage for our client.

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Annual Premium Savings of 40% for Transportation and Logistics Company

Following an independent management review, our team provided a comprehensive report on how to structure the risk and insurance programs based on an analysis of coverage and benchmarking. Among other accomplishments, we were able to close coverage gaps and achieve a 40% annual premium savings.

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Schedule your complimentary risk management audit.

Find out if your business qualifies for a free, high-level review of your insurance program by our independent consultants. Please click the button below, complete the Decision Tree form and submit.

Completion should only take a minute, which may easily turn out to be the best spent amount of time in support of achieving your business goals.

Complimentary Audit